What is car insurance – You take special care that there is no damage to your shining car or where the hard-working car is taken! But there are very few people who are interested to know about the utility of car insurance and the facilities available from it.
But if you have a car, you are planning to buy a car in the future! So it becomes very important for you to know about car insurance and all the facilities available with car insurance! That’s why in this article we will try to give you complete detail information related to car insurance! ,
Car insurance proves to be very beneficial at that time, when the vehicle is damaged or you get injured in an accident, it helps to compensate for the damage caused to you and your car, so let’s learn about car insurance in Hindi in this way. Let’s start the article.
Car Insurance
Car insurance is that insurance cover! Which helps you to compensate for the damage caused to your car in the event of car theft, accident or other kind of accidental incidents.
That’s why it becomes mandatory for a person who has a car to get car insurance in India! Car insurance is also called motor insurance. If there is any damage to your car in case of car theft, accident or flood, storm etc., then this motor insurance covers you and your car for that damage.
Note- If the car and the driver are damaged in an accident but he does not have any type of car insurance coverage at the accident site! In this situation, the person will have to compensate himself for the entire damage caused to his car.
And the insurance company will not be able to help you! And in this situation, legal action can also be taken against you, so it is necessary in all the states of India to always keep the insurance documents with you while driving the car.
So friends, after understanding what is car insurance? Car insurance is the solution to many car related problems! If you have not got it done till now, then now we will know what are the benefits of taking it!
Benefits of car insurance
If a car is stolen, it suddenly catches on fire! Even in the event of natural calamities like earthquake, flood, storm, if there is any damage to your car, then the car insurance company takes responsibility for it and the owner of the vehicle is given its claim.
In a car accident, the death of the driver or injury to the body of the owner of the car occurs, in this situation also a car insurance claim is available. In a situation where the driver dies of permanent disability and death, the insurance provides financial assistance.
Thus car insurance becomes essential in future to protect not only the car but also your family.
Because the coverage of up to $20000 can be obtained in the damage caused to the driver while traveling by car.
How to take a Car Insurance Claim?
If you want to take a car insurance claim in the event of an accident, then you have two ways either you can get the claim online! There are many such insurance policies today from where you can buy an insurance policy for your car online! Also you can get claim online only. Apart from this, you can get your car repaired for free through the cashless garage facility of the car insurance company.
If your car is outside the garage network of the company, you can still claim compensation from the company in which the company will fully assist you.
Things to keep in mind before buying car insurance
Before you buy a car insurance policy, do not forget to compare the car insurance companies! And make sure that how much coverage is being provided in this insurance policy, and how much premium you have to pay for the policy! Buying car insurance can prove beneficial for you only after making this comparison.
Apart from this, it is also very important to see the network of garages of that company because it helps you to get cashless claim.
So friends, thus end today’s article here, hope you have car insurance in today’s article? And you must have got many useful information related to car insurance!